More ways to PayPal— It’s a simple and secure way to get paid back, send money to friends, discover cashback offers from brands you love, manage your account and more. FIND DEALS RIGHT IN THE APP • Stack your rewards – Get cashback offers3 from brands you love and keep collecting your eligible credit card rewards** on top of it all 3Eligible items only. Redeem points for cash or other options. Terms and exclusions apply. See PayPal Rewards terms and conditions at PayPal.com/rewards-terms. **Subject to issuer’s rewards program terms PayPal rewards are subject to applicable terms: paypal.com/us/legalhub/pp-rewards-program-tnc SEND AND REQUEST MONEY FOR FREE • When funded by a bank account or with your PayPal balance, it’s free to send money or get paid back by friends and family in the US on PayPal • Request money securely from friends or family and personalize your payments EARN UNLIMITED 3% CASH BACK • Earn an unlimited 3% cash back1 when you use the PayPal Cashback Mastercard(R) for PayPal purchases-unlimited cash back, no rotating categories, no annual fee2 • Apply for your card, manage your account, and redeem your cash back in the app. 1 Subject to credit approval. See Rewards Program Terms for details and eligibility criteria found at: https://www.synchronycredit.com/gecrbterms/html/PayPalCashbackRewardsTerms.htm 2 For New Accounts: Variable Purchase APRs are 20.24%, 29.24% and 32.24%. Minimum Interest Charge is $2. APRs are accurate as of August 1, 2023, and will vary with the market based on Prime Rate. Learn more at https://paypal.com/cashbackcard GROW YOUR MONEY WITH HIGH-YIELD SAVINGS • Roll your money into PayPal Savings and earn a current 4.30% APY–that’s 9x the national average*. • Easily manage your account right from the app. Transfer money in and out, set individual goals, and track your progress as your savings grows. *As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.30%. This is a variable rate and can change at any time, including after the account is opened. National average source: FDIC National Rates and Rate Caps as of February 20, 2024. https://www.fdic.gov/resources/bankers/national-rates/#one PayPal is a financial technology company, not a bank. Banking service provided by Synchrony Bank, Member FDIC. PayPal Balance account is required to use PayPal Savings. TRACK ORDERS STRAIGHT TO YOUR DOORSTEP • Auto-track your packages even if you didn’t pay with PayPal and get live updates each step of the way • Simply link your Gmail account to track your packages or add tracking details manually in the app if it didn't update automatically. Not all sellers are participants. PAY IN 4 WITH PAYPAL • Buy now and pay later by splitting your purchase into 4 interest-free payments at millions of online retailers with no late fees • Payments are easy to manage in the app. Pay in 4 is available upon approval for purchases of $30 - $1500 and is currently not available to residents of MO or NV. 18 years old or older to apply. PayPal, Inc.: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more atpaypal.com/payin4 TRUST PAYPAL SECURE TRANSACTIONS • PayPal helps keep your financial information secure, with commercially available encryption and fraud protection Availability of features varies by market
